Our Story

RWAKYAKIBUNYA SACCO is a savings and credit organization that began its journey in the year 2000. The idea of formulating this SACCO was driven by 11 visionary members who had converged at Kibiito Parish Church of Uganda to submit their monthly church collections.

The founding members included Lay Readers, Reverends, and Treasurers serving the churches under Kibiito Parish Church of Uganda. These pioneers recognized the need for a community-based financial institution that would serve the economically active poor in the Rwenzori region.

On January 24th, 2006, RWAKYAKIBUNYA was fully registered as a savings and credit cooperative (SACCO) by the Registrar of Cooperatives and received registration number 7532/Rcs. This marked the beginning of our formal operations as a regulated financial institution.

The Name RWAKYAKIBUNYA

Our name comes from the 7 churches where our founding members served:

RWA - Rwano | KYA - Kyatwa | KI - Kimbugu & Kibiito | BU - Bubwika & Busamba | NYA - Nyamugoro

"Kamu kamu nugwo muganda" - Step by step we build together

RWAKYAKIBUNYA SACCO History

Our Journey

Milestones that shaped our growth

2000

Foundation

RWAKYAKIBUNYA SACCO was founded by 11 members from Kibiito Parish Church of Uganda, marking the beginning of community-based financial services in the region.

2006

Official Registration

On January 24th, 2006, we received official registration from the Registrar of Cooperatives (Reg No: 7532/Rcs) and opened our first office in Kibiito trading center.

2010

Branch Expansion

Opened our second branch in Rwimi Town Council, expanding our reach to serve more communities along the Fort Portal-Kasese highway.

2015

Digital Transformation

Introduced mobile money integration and M-SACCO services, making banking more accessible to members across the Rwenzori region.

2020

Major Milestone

Achieved UGX 5 Billion in savings and 8,000+ members, establishing ourselves as a leading SACCO in the region.

2024

Current Position

Serving 11,700+ members with UGX 7 Billion in savings, UGX 11 Billion loan portfolio, and 5 branches across the Rwenzori region.

Mission & Vision

Our commitment to empowering communities

Our Mission

To improve the standards of living of the people by training them in saving and credit and improve financial services to them for the purpose of alleviating poverty.

We are dedicated to:

  • Providing accessible and affordable financial services
  • Promoting a culture of savings within our communities
  • Supporting economic empowerment through responsible lending
  • Offering financial literacy and education programs
  • Building sustainable livelihoods in the Rwenzori region

Our Vision

To stand out as a leading example in providing reliable, trustful and sustainable financial services in the Rwenzori region.

We envision:

  • Being the most trusted financial partner in the region
  • Expanding our reach to underserved communities
  • Setting the standard for excellence in SACCO operations
  • Creating lasting positive impact on members' lives
  • Building generational wealth for our communities

Our Core Values

Guiding principles that define who we are

Efficiency

We deliver fast, reliable services with minimal bureaucracy, ensuring quick loan approvals and seamless transactions for all our members.

Confidentiality

Your financial information is sacred to us. We maintain the highest standards of privacy and data protection in all our operations.

Integrity

We operate with honesty, transparency, and ethical practices in every transaction, building trust with our members and stakeholders.

Team Spirit

We work collaboratively, supporting each other to achieve common goals and deliver exceptional service to our members.

Stewardship & Accountability

We manage resources responsibly and remain accountable to our members, ensuring every shilling is used wisely and transparently.

Respect for All Stakeholders

We value and honor every member, partner, and community we serve, treating everyone with dignity and fairness.

Commitment to Serving the Poor

We are dedicated to serving the economically active poor, providing financial services that transform lives and communities.

Customer Focused

Our members are at the center of everything we do. We design our services around your needs and aspirations.

Our Leadership Team

Dedicated professionals steering our mission

Board Chairperson

Board of Directors

Leading strategic direction and governance with years of experience in cooperative management and community development.

General Manager

Executive Management

Overseeing daily operations and implementing strategies to achieve our vision of financial inclusion across the Rwenzori region.

Finance Manager

Finance Department

Ensuring sound financial management, regulatory compliance, and sustainable growth of our member savings and investments.

Credit Manager

Loans Department

Managing our loan portfolio, ensuring responsible lending practices, and helping members access affordable credit.

Our Impact in Numbers

Building prosperity together since 2000

11,700+ Active Members
UGX 7B Total Savings
UGX 11B Loan Portfolio
UGX 1.9B Share Capital
5 Branch Network
2.0% Monthly Interest Rate
UGX 200M Maximum Loan Size
25+ Years of Service